When it comes to business finance Geelong, working with a dedicated commercial finance specialist can help you secure the right facility on the right terms. At Achieve Home Loans, we support local business owners, commercial property investors and developers with tailored strategies that align lending structure, cash flow and timelines.
How business finance Geelong specialists add value
Commercial lending is different to residential lending. Lenders consider business performance, lease covenants, borrower profile and security type. A specialist understands how these pieces fit together and presents your case to suit each lender’s criteria. This improves the likelihood of approval and can sharpen pricing, fees and conditions.
The experience and insight that sets your business up for success
Leading our commercial work is Lionel Sexton, with nearly 30 years of experience in commercial finance and a deep understanding of how lenders think and how they assess risk. Lionel’s internal banking knowledge shapes applications that address credit questions up front, reducing back-and-forth and keeping your transaction moving. His ability to think outside the square, combined with strong industry connections and an extensive panel of commercial lenders, means your funding strategy is well priced and designed to suit your current and future needs.
In addition, your relationship with Achieve does not end there. Once your finance is placed with a lender, we continue to monitor, compare and stay engaged with you as needed. That way you have a contact that knows your business and is on your side when it comes to negotiating new deals.
Tailored solutions for Geelong businesses and investors
Every scenario is different. Whether you are acquiring a warehouse, purchasing a tenanted office, developing a mixed-use site or seeking working capital, we help structure facilities to fit your objectives. We assess options such as fixed or variable rates, interest only periods, offset features and covenants so the structure remains sustainable and competitive as your plans evolve.
Ways we help you save time and money
- Strategic lender selection that matches your profile to the right credit policies, avoiding unproductive applications.
- Stronger submissions with clear financials, leases, valuations and projections that align to lender requirements.
- Negotiation power built on relationships and transaction volume for sharper pricing and practical conditions.
- Efficient process management with realistic timelines and proactive communication to reduce delays and holding costs.
Support for refinance and future growth
Markets change and so do lender appetites. Even bankers change… regularly! If your current facility or banker no longer suits your plans, we can review your position and map out a refinance strategy to reduce interest costs, improve cash flow or release equity for expansion. We also review repricing opportunities and covenant settings to keep your funding competitive over the long term.
Commercial investment property loans
For investors seeking income and long-term capital growth, we arrange commercial property loans in Geelong aligned to your portfolio strategy. From single-tenant assets to multi-tenant complexes, we assess lease strength, yield, location and diversification so you can purchase and hold assets with confidence.
Local expertise with Australia wide reach
Based in Geelong and serving clients across Australia, Achieve Home Loans combines local knowledge with access to a broad national panel. You receive practical, on-the-ground support with the scale and choice needed to compete for better outcomes. Explore more about our team and services on the Achieve Home Loans website.
Take the next step
Planning a purchase, development, refinance or portfolio review in Geelong? Speak with Achieve Home Loans about a tailored solution that fits your goals and timelines. Contact us to book a conversation today.