Expanding or acquiring a business in Australia requires smart, strategic investment. Whether you’re looking to purchase new equipment, vehicles, or take over an established business, having the right finance solution in place is essential to making it happen smoothly and successfully. Asset finance and business purchase loans are designed to support growth, reduce upfront costs, and preserve your working capital.
What is asset finance?
Asset finance allows you to acquire essential business equipment or vehicles without paying the full amount upfront. Options include chattel mortgages, finance leases, and hire purchase agreements. These arrangements can be tailored to your cash flow, tax structure, and business plans.
Common uses include:
- Commercial vehicles
- Machinery and tools
- IT and office infrastructure
Business purchase loans explained
If you’re buying an existing business or entering a franchise agreement, a business purchase loan provides the capital to complete the transaction. Lenders assess the value of the business, cash flow forecasts, and your ability to service the loan.
Key considerations:
- Business valuation and due diligence
- Trading history and financial statements
- Deposit requirements and loan security